Conventional Loans

Conventional mortgage Loans are not insured or backed by a government agency such as the FHA or the VA.

What Is A Conventional Mortgage?

Before applying for a home loan, it is important to determine the best financial option for you. Conventional mortgages are loans that aren’t guaranteed or insured by the federal government. You may also refer to this type of loan as a non-GSE (non-government sponsored entity) loan. Also known as a conforming mortgage, the conventional loan complies with the parameters set by Freddie Mac and Fannie Mae. You may obtain either an adjustable or fixed rate while your maximum loan amount is determined by the county and state of the home.

Conventional loans can benefit an individual whether they are a first-time buyer or in the process of refinancing. Just like most home loans, this option is going to require proof of income and credit stability. A credit score of 620 or better is standard across this borrowing platform.

Zack Mann

Sr. Loan Officer
NMLS# 1576447
310.913.9015
Email Me
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Price Mortgage was the absolute best, they went above and beyond to ensure we were taken care. The loan team kept us up to date and made sure every detail was handled. They connected with our selling team to ensure everything aligned so we could close on our new home right on time. Thank you for everything.

Cole T

The Price Mortgage team did an amazing job helping us purchase our first home! We loved our loan officer, and he did an incredible job at clearly communicating important details, and breaking everything down so it was simple to understand. Any time I had a question or concern, he was able to address it.

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Jerre R

Price Mortgage, LLC is a licensed Mortgage Broker in the state of AZ. NMLS 1429043. Arizona - MB - 0934484. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender. 690 E Warner Rd, Suite 103, Gilbert, AZ 85296. Main: 480-428-5220. Powered By Loan Officer X.